Credit Karma
Credit Karma Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Credit Karma has a 1.9 star rating from 2,752 reviews, with 15% of users likely to recommend and a predominately unfavorable rating distribution.
Key Takeaways for Future Customers
- Expect widespread login and account recovery hurdles based on Credit Karma reviews.
- Prepare for limited live support and long waits when resolving account, fraud, or refund issues.
Negative Feedback / Risk Areas
- Poor customer service and inability to reach a live representative.
- Frequent account access problems tied to phone or email verification.
- Reports of unresolved fraud, missing funds, and refund requests.
Positive Feedback
Some users appreciate free credit scores and occasional helpful chat agents who resolved account issues.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Credit Karma has a 1.9 star rating from 2,752 reviews, with 15% of users likely to recommend and a predominately unfavorable rating distribution.
Key Takeaways for Future Customers
- Expect widespread login and account recovery hurdles based on Credit Karma reviews.
- Prepare for limited live support and long waits when resolving account, fraud, or refund issues.
Negative Feedback / Risk Areas
- Poor customer service and inability to reach a live representative.
- Frequent account access problems tied to phone or email verification.
- Reports of unresolved fraud, missing funds, and refund requests.
Positive Feedback
Some users appreciate free credit scores and occasional helpful chat agents who resolved account issues.
Media from reviews





Need to change my email cause the phone it is attached to got hacked and I can't turn it on
I open an account many years ago lost my phone forgot my password but remembered my email. At first it was frustrating until I got to chat with someone that understood how to help me regain my account.
I started off frustrated but ended up happy.. so Thanks a bunch
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCard has a Security Lock or hold unable to Use
Credit Karma debit department and all other departments that I have been transferred to are unable to assist and fix my card to where I can access my money. Money was loaded on the fourth, and I had a frozen account due to a negative balance.
I was told once money was deposited in it, it would unlock the frozen account. It did, 24 hours later. Then, after many attempts that day trying to figure out what the issue was on why my card was still unable to be used, I finally realized that there was a security hold or lock on my card due to my account having a different address than my residential address. We got that issue resolved and was told that the security hold or lock would come off once both addresses were the same.
That was the 5th of February at 3:00 p.m. I went to the store, and the card was still declined. I called back again and was told that the system needs to refresh and update; they were unable to give a time frame as well as an email stating when my account was usable. I was advised to check every couple of hours and try to add my card to Google Pay, and once I am able to add it, that's how I would know that my account was unlocked.
I did that that evening. Mind you, every time I tried to add my card to Google Wallet or to Cash App, etc., it declined, so I had multiple declines on the 5th due to Credit Karma workers having me try to add, instructing me to do this, and each thing that they wanted me to try to resolve this showed up as declined on my account. On the 6th, I had declines on my account because I was told to check every couple of hours to see if my account was unlocked. Finally, on the 7th, I called at 5:00 in the morning because it was still locked.
I spoke with a Credit Karma employee, and she said that the reason why it's locked is due to security from having multiple declines, to wait 24 hours, and not try any attempts on my account, and it should work. I waited the 24 hours. I attempted to try to add my card again, and it did not go through. It continues to say to contact my cardholder.
I figured it was the weekend, so I waited another 24 hours, so 48 hours later, which would be 6:00 this morning; I attempted to add it to my Cash App, and it declined. I called again, and they are not equipped to fix the issue. This is by far the worst customer service I've ever dealt with. I do not know how to resolve this issue where I can access my money.
The money that was loaded was my state refund, and my federal refund will be transferred into this account within this week, so not only will all my funds be on an account that I can't even access, but every single person that I talk to from the customer service phone line cannot help me, cannot give me a timeline, and cannot let me know when my account is usable. They make it worse. I have repetitively explained the issues that I've experienced the past few days over 20 times with 20 different people from Credit Karma. I have reached out to corporate numbers in California and North Carolina.
The California phone number is out of service, and the North Carolina phone number stays busy. I am hoping this message reaches someone that can help me because I feel defeated, and this is my last option to try to do Credit Karmas job for them.
I've tried everything.
Update
To Move Money from Credit Karma to another account " It has to be One that they Support"
Which here's the thing they don't even support Cash App so they instructed me
Wrong info and I had to do there Jobs for them and figure out MYSELF that it would go through because of that reason
So I seen that they Supported Chime made a Account with them and link the Chime account on My Credit Karma and PAID them $13 to transfer MY MONEY to Chime and It WORKED!!! Now I'm Waiting for My Federal to deposit and See how much they charge to Transfer it to Chime Once I get My Money BEST BELIEVE IM GOING TO POST REVEIWS
WARNING EVERYONE...AND IF YOU READ THIS AND ARE ABLE TO SHARE PLEASE DO Thank you
User's recommendation: WARNING DO NOT USE THIS COMPANY
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |False balance
my Credit went down 45 points today because it said that i have a $599 balance on my Chime this is not true and also impossible from my end. I called Chime they said i had a Zero balance with them ( obviously) and blamed it on something else!
I was supposed to see a place this week and now i can't because of the false info i'm very upset! Please help
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Need to put a PIN code on card number 9195 so I can retrieve my funds
I do not like it because its my money and I need it now Im having a hard time and Im very unhappy with you all I have never had such a hard time getting something thats rightfully owed to me so someone from your company needs to reach out to me
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Resolved: My account
They say I had over 145 SS purse no I've been updating my verification for the last 3 days the first day I did it and upload everything then the expert to leave then I get another expert then I'll do it first day I will unload it all my information and everything was good every time I get a new Asian I got to do a whole new verification now my ID don't want to verify at all
My ID won't bear for a when I do the verification.
Yes I've been trying to make an account somebody already made an account in my name and I'm trying to change my I'm trying to change the email to my email cuz y'all please get this issue done help me because I never had an account with y'all somebody else made an account with my name so I'm looking looking forward for y'all to fix this situation thank you
User's recommendation: Great
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Resolved: Change phone number on account
They changed my phone number on my account.
They did exactly what I called to ask them to do. I give them 100 percent satisfaction and great customer service.
- Great service
- Do not have a customer service phone number
User's recommendation: Highly recomend
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Account recovery
There was an error while creating my account; the end of my email address was input improperly. Is there any way to fix this?
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Login issues
My issue is that I do have a credit karma account however it's tied to my previous email Wich I no longer have access to. And I'm using the website for this year's tax return and need to access my previous account to do so as well as obtain another credit karma card to access my funds. So that's what I need assistance with and as quick as possible please thank you very much
- Easily keep track of credit scores
- Not able to actually speak with anyone directly about issues or questions i may have
Preferred solution: Just a way to access old account for smooth processing of filing my return
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Can’t login and can't get any help either through email and chat.
I'm trying to open a checking account so I can get my instant refund from turbotax, but the computer keeps telling me that my info doesn't match my credit report, but I don't have any other addresses or any other names. Really need to speak to a live agent, but can't find a number.
I've texted and emailed and still no response. So, I'm having to delay filing my tax return until someone, anyone decides to respond to my requests, so I can continue opening my money account. Absolutely HORRIBLE service.
Myself and a *** of other customers will not be using Credit Karma ever again. Absolutely horrible service for people who really need their help.
Preferred solution: I would just like assistance in opening a money account.
User's recommendation: Use a tax company who values their customers business and that will respond quickly to requests.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerSomething was on my credit that I no nothing about
Because there are three cars on my credit as property and I have no vehicle at all, I want them removed from my credit.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Resolved: I think i’m a victim of identity theft’s
I cannot access my account, and I can't create a new one. I think I've been hacked with my identity.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Changing email address and resetting passwords
I haven't been on the app in a while and I would like to change my email account and passwords to something else
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |My email has changed
I have been trying to receive help, and there was no help at all. I will continue to try to seek help to solve my problem.
User's recommendation: Keep trying to get help
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerIdentity stolen
My info was leaked they have my social security number and all of my info and I am locked out of my account.
- Personal information was leaked
Preferred solution: Apology
User's recommendation: Don’t use
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I'm a frustrated customer who still couldn't get my problem solved
Not good, I couldn't get my account problem solved
I'm not sure, but I hope they contact me so can get my account problem fixed, so I can login without further problems
They should give the customers a better way to reach them personally, because their automated and online systems doesn't give the customer the resources needed fix their problems
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Haven't received my card, or anything!!
Ordered a new card a month ago and it is telling me it will be delivered in June, that's F'd up, thinking about canceling the service, and can't reach a live rep.![]()
![]()
About
,
Credit Karma is a private company which specializes in personal finance software. It was founded by Kenneth Lin in 2007. The company headquarters is based in San Francisco, California, USA. Credit Karma offers credit and financial management platform. The registration is free. It is available for PC, tablets, and mobile devices. The platform contains credit reports, daily credit monitoring, and credit scores from Equifax and TransUnion. Credit Karma also provides the following financial tools: Credit Score Simulator, Debt Payment Calculator, Simple Loan Calculator, and Home Affordability Calculator. The company helps customers to track credit cards, balances, and loan transactions through the Yodlee service.
Credit Karma is ranked 530 out of 5644 in Financial Services category
USA, Worldwide, Asia, UK
![]()
![]()
Companies Similar to Credit Karma
Thank You for Your Reply! We are processing your message.
Your comment is successfully posted.
Two things you failed to do/inquire even before all this chaos. One, upon sign-up check what the procedure is for getting your money/balance in the event you close the account.
Was a paper mailed check an option? Two, who supports them. Early Discover Card users found scarce retailers to use the card. Was Discover responsible for that?
No. As the other comment infers, get your affairs in order.
Open an account at a brick-and-mortar bank. It sounds like you would be helped by face-to-face assistance.
You are a financial dumpster fire. First you run negative balances and try to keep rolling. Then you put in just enough to keep rolling and then you want to transfer to a joke like cashap Please do NOT repro duce.