Credit Karma Reviews
Credit Karma Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Credit Karma has 1.9 star rating based on 3048 customer reviews. 15% of users would likely recommend. Consumers are mostly dissatisfied and 76% of ratings are unfavorable.
Key Takeaways for Future Customers
- Free credit scores and easy score viewing are appreciated.
- Expect frequent account access and login issues affecting account recovery.
- Many cite poor customer service and lack of phone support.
- Users often request refunds or resolution for disputed items.
Negative Feedback / Risk Areas
- Pervasive customer complaints about support and contact options.
- Recurring account verification and locked account problems.
- Reports of incorrect credit notices, potential fraud, and delayed refunds.
Positive Feedback
Customers value free access to view their credit score and some report successful dispute outcomes.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Credit Karma has 1.9 star rating based on 3048 customer reviews. 15% of users would likely recommend. Consumers are mostly dissatisfied and 76% of ratings are unfavorable.
Key Takeaways for Future Customers
- Free credit scores and easy score viewing are appreciated.
- Expect frequent account access and login issues affecting account recovery.
- Many cite poor customer service and lack of phone support.
- Users often request refunds or resolution for disputed items.
Negative Feedback / Risk Areas
- Pervasive customer complaints about support and contact options.
- Recurring account verification and locked account problems.
- Reports of incorrect credit notices, potential fraud, and delayed refunds.
Positive Feedback
Customers value free access to view their credit score and some report successful dispute outcomes.
Media from reviews





CFPB Complaint Radar
Powered by AI · Based on data from the U.S. Consumer Financial Protection Bureau and PissedConsumer.com
Top Credit Karma Consumer Issues
CFPB
- Refund delays
- Tax advances
- Support issues
PissedConsumer
- Account access
- Password resets
- Loan requests
Both sources reflect concerns about account access and service problems. However, PissedConsumer focuses more on issues related to login and customer support, while the CFPB highlights loan disputes and refund-related complaints.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerPissed
- - Concern my name is linked to Credit Karma and TurboTax; a reset email was sent, and separation for 2 years has harmed my credit score and my taxes look affected.
I don't know if my husband has my name on something. It's coming from a credit card or what Credit Karma is, besides checking your credit.
But you had to reset the link sent to my email, and he has absolutely no promotion near anything of mine. It's awfully funny that Credit Karma is connected to Intuit and TurboTax, and my taxes are looking pretty messed up. He's done nothing but drop my credit score and leave me flat broke, so I really hope it's a mistake and he doesn't have anything in my name, around my name, or attached to me.
We have been separated for 2 years, and that 2 years has destroyed my life. Tack at the 16.
Preferred solution: I don't know until I find out what's going on hopefully it's just one big mistake. And to the did you lose money I have no idea what I've done because you're sending me *** that I don't even know anything about.
User's recommendation: Make sure before you go and try to call or chat with them on their customer service thing that you know exactly why you're getting your soon to be ex-husbands information coming to your email because you're not going to get any help any other way
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Cant login
The reviewer tried to contact the company before posting this review.
- - Changed phone number; Mitek verification failed.
- - Tried 10+ verifications; still not verified.
- - Mitek says verified; Credit Karma says not.
Been over 2 weeks now and still no progress
I changed my phone number and they sent a verification through Mitek. I did the verification at least 10 times and they still won't verify me.
I only have 1 identification card and I look the same in the selfie I had to take, and they still won't let me in my account.
I've done everything they asked. Mitek says I'm verified, but Credit Karma says I'm not, and I'm pissed.
- Can check credit score
- Cant verify
- No real people to talk to
- Customer service has been unhelpful
Preferred solution: Let me into my account
User's recommendation: Think twice befote signing up
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |You give me $25 gift card I mistakenly...
The reviewer tried to contact the company before posting this review.
please resolve my issue
You gave me a $25 gift card, but I mistakenly entered the wrong mailing address. Please change this so I can receive it at the correct address.
- Goog
Preferred solution: Deliver product or service ordered
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Something on that I didn’t do I don’t have a car
The reviewer tried to contact the company before posting this review.
Confusing on to take stuff off
It shows I have two cars down for insurance. We don't own any cars, so I don't know why they are down in my name for this address.
Can we please take these two car insurances off?
Kayla Hasty
608/322/6887
Preferred solution: Want the insurances off my account seein we don’t have cars in our names
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerDeposited money not there already talk to your stupid people in chat they didn’t resolve it
The reviewer tried to contact the company before posting this review.
Wheres my money? ive already been on the phone with you guys.
Ive already been in chat six times I want my money. Its not there.
You guys keep telling me its supposed to be there in an hour. Blah blah blah CVS cant help me you guys are all I want my
Preferred solution: My money
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Update my phone number
The reviewer tried to contact the company before posting this review.
Im having issue to log in ...I would like to update my email and my phone number to log in its very difficult to get back in my account I would like the acc3ss to get back in my account so I can see what impact is going on if I would like to make changes or forget my password please make it easy to get back in my account
Preferred solution: Update my phone number and password word
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCan't log into my account I
I was needing help logging into my account, and I only have my tribe citizenship card. I just need my credit account unlocked.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I'm calling about the removal of the credit history that I've had for years.
The reviewer tried to contact the company before posting this review.
- - User has no account and cannot reach a live representative.
- - Removal of credit history; user seeks authorization source and error check.
I don't have a money account with you guys so I couldn't talk to a live person and I want to know who authorized to remove the credit history that I've had in my account for years, did it just change on its own because there hasn't been any change with the credit score or very little change with the credit score because I did not have anything removed from my credit score, please check for errors.
User's recommendation: They gave me information to talk with the chat I don't need to talk to the chat I need to talk to a live person about my credit being removed.
I was disconnected stating she was unable to hear me after putting me on hold.
The reviewer tried to contact the company before posting this review.
The wrong person's credit card is on my account, affecting my credit and my ability to apply for credit.
- It helps keep good track of your credit
- Its not being careful of whats placed on my credit
Preferred solution: Correct the error
User's recommendation: Not at this time
Someone is using My information
The reviewer tried to contact the company before posting this review.
Someone is using My information address email and social security number birthday through y'all want to stop that account
- Some chuckles dud
Preferred solution: To stop who ever using My information through y'all
Can't login due to old phone number
The reviewer tried to contact the company before posting this review.
The company has me do identity verification just to change my old number so I can login but once I click link to do Id verification and then go back they hangup so I have to restart the whole process over. So they won't give me access to my account!
Verify
The reviewer tried to contact the company before posting this review.
To Whom It May Concern
I, Kristofer Dharmaputra, tried creating an account with my information but when verifying it says that there was an open account already with my number.
How can I solve this issue?
This is my number 843-709-****
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I need to know what's on my credit report
The reviewer tried to contact the company before posting this review.
- - Wants to know their credit history and how to raise a 581 score.
- - Seeks help to reach the right person for credit guidance; recently paid 2,100.
I'm in need to know what's on my credit history. I was trying to get a loan today.
They told me that I had a low credit score. I would like to know what to fix my credit so I can get a loan to move into my house.
Is there any way someone can help me to get to the right person to help, please? I see that my credit score is 581, and I just paid a bill for 2,100.00.
- I will like to fix my credit
Preferred solution: I just paid a 2,100.00 bil and want to know did this payment made credit score move up.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |They could not verify my personal information
- - Credit Karma could not verify my information, blocking account creation.
- - They did not ask for my social security number or driver's license.
Credit Karma claimed they could not verify my personal information. I don't understand why that is; I could not open an account because my information can't be verified.
They didn't even ask for my social nor my driver's license. I understand they want to make sure they're opening an account for the right person, but not verifying my information is really upsetting.
- Free credit score
- There is no way to get my situation cleared up
Preferred solution: A chance to open a spend account whenever they choose to verify my personal information.
User's recommendation: Look elsewhere because they truly don’t care about potential customers
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Override my pending deposit
The reviewer tried to contact the company before posting this review.
I never received my money or my payments. They got to be deposited into my account from cash avalanche..
User's recommendation: Cash avalanche
Deposit of money
The reviewer tried to contact the company before posting this review.
I deposited money into my account around 1245 ct time and my balance is still not updated it past the 30 min time mark and my account is still not updated
About
,
Credit Karma is a private company which specializes in personal finance software. It was founded by Kenneth Lin in 2007. The company headquarters is based in San Francisco, California, USA. Credit Karma offers credit and financial management platform. The registration is free. It is available for PC, tablets, and mobile devices. The platform contains credit reports, daily credit monitoring, and credit scores from Equifax and TransUnion. Credit Karma also provides the following financial tools: Credit Score Simulator, Debt Payment Calculator, Simple Loan Calculator, and Home Affordability Calculator. The company helps customers to track credit cards, balances, and loan transactions through the Yodlee service.
Credit Karma is ranked 591 out of 5887 in Financial Services category
USA, Worldwide, Asia, UK
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